don't have to. it is paired with flashcards designed to help kids learn and say, mine, mine, mine. liz: i would never do that. nor would melissa francis who is up next with her show, money. melissa: i'm melissa francis and here's what's money tonight. tesla's struck seems indestructible. now its model s is so strong it is literally breaking crash test machines. we're not kidding. could all the hype backfire in tesla's face? a board member joins news a fox business exclusive. plus being worked to death. a bank of america intern is found dead. he reportedly pulled three-all-nighters in a row. banks are not only ones pushing employees to the brink. is the pow other of money behind it all? >> "who made money today." they could build a roof of cash as a result of housing recovery. stay tuned to find out who it is. even when they say it's not it is always about money.

melissa: we are starting off tonight with an exclusive on a company in overdrive. tesla motors is the talk of the town and as the stock speeds higher it is already up an astonishing 336% so far this year. wow, good for them. this week elon musk and investors are flying even higher. tesla's model s just received the best safety rating of any car ever. a little earlier i spoke to tesla board member from d.c. giant draper fisher, in a fox business exclusive. so, steve, welcome to the show. very exciting day. the model s just received five stars from the national highway traffic safety administration. by five stars, i mean five in every single category which never happened before. in fact, the roof of the model s was so strong, that when it was tested by the roof-crushing

machine, it broke the machine, not the other way around. i mean this is really astounding. the car though, is really expensive. and i wonder, did you go too far? should have saved some money? >> well, i don't think anyone who drives the car wishes it was less safe than it could be and the tesla has now been shown to be safest car ever made and safest car on the road today and that's an astounding statement. elon musk set out to build the best car that could be built, not the best electric. consumer reports says it is best they ever tested. road and track most important car america ever made. the new data it is safer than anything. it even broke the test equipment. so i think what he's saying if you design a car to be electric you can make it better than any car can be made. it's the first experiment down that path to say, what's the best car that can be made? melissa: at the same time of course you know there are critics everywhere. douglas mack tire of 24/7

wall street says, that basically you have the, you have a problem of both supply and demand. he says, quote, if elon musk is lucky the company will sell 30,000 vehicles this year that would translate 3 billion of revenue. that isn't enough to make the tesla cars on any scale, even if there were demand for them which there will not be if production rises sharply. basically you're making so few cars out there and there is so little demand he doesn't know how you will be a big powerful company. how do you respond to that? >> i don't. i don't respond to that because time will show. to claim there's not demand he must be not looking around. there's plenty of demand. the car is selling just fine. they're, you know, having no issue with demand. they're open issue and very clear about, they can't make them fast enough. so there's -- melissa: that is part of the criticism though, to be fair that is part of the criticism f the demand was there you couldn't make them fast enough. that you're turning out so few cars. do you have the capability to

ramp up if demand is out there? >> well, the company has stated very clearly it has a single shift by day producing a number of cars they're going to produce this year and there is plenty of demand for those cars. when you want to do more you do what every automotive company will do, you consider more lines and more shifts but that is not for me to speculate on today. melissa: what do you think about the idea, there is a lot of calls for the car to be gas-electric hybrid? there is general fear people are not ready for all electric car. they're worried about infrastructure to repower it when you need to. would elon or the company consider doing that? >> no. and the reason is a hybrid car is not electric car. it is common misperception. it is worst of both worlds, all the gas and electricity and maintenance and tradeoffs in hybrid car. elon calls it amphibian in transition from dinosaurs to mammals. it is interesting transition species. the reason people ask for it

until you drive a electric car, your perception is, mine was as well, i need the ability to refuel, i need too have comfort going to a gas station. i've driven electric car five years. i never charged anywhere at home. you start each day with more range than you can use before you're home again. it changes your thinking. why go to a gas station. melissa: yep. >> tesla put superchargers across the country. not only when you do on a long road trip, it will be free forever. it takes issue across the nation. hybrid cars are not tesla's future. that is conventional wisdom of big car companies that you make this. melissa: your stock is on fire. at the same time, 30% of your float is short. do you guys pay attention to that, are you concerned about that? >> i don't concern about that. in the past there has been a lot of short interest when it wasn't certain the electric cars were in the future. it wasn't certain the model s would be success prior to its

release. there wasn't certainty whether the government loan would be paid back in timely way. all those concerns have been put off the table. i don't know why anybody would be short today. melissa: bmw will put all electric vehicle. many critics think that is lights out for tesla. how do you respond? >> well, both elon and i burst into laughter with the question because us because bmw itself said, and i never heard any product say this a year before the release. we're not trying to make the best electric car. we're building the vehicle because we have to for regulatory reasons. they're basically saying don't judge us by the car whether it is any good or not a year before it is released. totally different kind of product. doesn't have a very good range. they're put aghast lien lawnmower engine as a backup. it is kind of an odd duck. melissa: you both burst into laughter. is he there or you addressed him about this before? >> when someone asked the question in a different venue he

sort, provoked the laugh. melissa: thank you for coming on. congratulations on five stars. never been done before. really an accomplishment. 69 thanks for coming on. >> thank you very much. melissa: coming up next on "money," california gives big tax breaks to thousands of small businesses. now it wants the money back. gee, can't imagine why so many businesses are leaving the state, can you? you won't believe this one. one of silicon valley's outspoken ceos stacks his own company up against uncle sam. he is here to give the startling results of the wait until you hear this. more "money" coming up. ♪ at a dry cleaner, we replaced people with a machine. what? customers didn't like it. so why do banks do it? hello? hello?! if your bank doesn't let you talk to a real person 24/7,

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comes with a 100% satisfaction guarantee. call hearusa at ... - and start loving life again, today. ♪ melissa: boy, he who giveeth can taketh away. the state of california ordering small business owners to pay back millions of dollars in back taxes after letting the very owners take the tax break legitimately years ago. the total could hit $120 million. it is another case of government gone wild. we'll get to the bottom of it. brian overstreet, a california business owner who is facing

back taxes for this fiasco. steve moore, is with "the wall street journal" he is also a fox news contributor. welcome to both of you. brian, let me start with you. you're facing a quarter of a million dollars in back taxes. what happened? >> well, thanks, melissa, for having its on to give as you forum to talk about this very important issue. in my case i start ad business here in california in 1999. we grew it over 10 years up to about a 40 employees, all in san diego. throughout that time we complied with california's long-standing rule called the qualified small business tax exemption which provided as long as we kept the business here and grew it in california, when we had the opportunity to sell it we would be able to exclude 50% of our taxes in capital gains. that is in fact what we did. when we sold the business year-and-a-half ago. we took the exclusion. paid taxes law fully and on time. six months ago i got a notice saying surprise, we're changing the law an enacting our change retroactively so you owe us back

all the money you thought you had in your own pocket. melissa: unbelievable. steve, i think what is most surprising about this, california made a decision in the first place to enact a smart tax where they said, you know if you're a small business owner and you take the risk and get out there and you create a business and create jobs and you happen to be successful enough, that you have capital gains, we're going to take less of your pot of gold at the end of this rainbow, to entice you to stay here. i mean this whole situation is unbelievable to me. give me your thoughts. >> it is. you know the idea of a retroactive tax, melissa, violates the basic principle and rule of law. and the problem for california, if they get away with this gambit, and i think by the way there is pretty good chance the legislature will overturn this and hold people like brian harmless for the decisions he made five years ago, but if they don't, melissa, who would ever want to make invests in california again? melissa: no. >> at the very time you and i talked about this so often,

california has the most rotten business investment climate in the country. if you do something like this and impose a retroactive tax on businesses you will have a huge negative effect on future investment in the golden state. melissa: brian, is that true? is that an overstatement? does it make you feel like you don't want to have a business in california? you don't trust them and will it cost jobs? >> i don't think it is necessarily an overstatement. i think what the government of california has the chance to do is fix that problem. this is bureaucratic decision by the fcb the legislators and governor have short window have opportunity to support sb 209, put forward by senator ted liu which will overturn this action. this is a tippingpoint. the state of california can decide to send a strong message locally and nationally that they either support small business entrepreneurs or they don't. if they send a message they don't i don't think anything will stop the exodus from california. melissa: steve, yeah, the other amazing thing it was the state's

court of appeals said this law was unconstitutional because it stopped businesses from standing outside of the state. duh. that is what it was designed to do. to keep business the in the state. that is why they did it. >> right, look the court decision is one thing. and we can say whether or not that was rightly decided on commerce clause grounds but, this can be easily fixed. that's the point here. who do you hold, who do you penalize as a result of this? do you penalize the businesses like brian's that made the decisions based on the rule of the game? when i talked to senator ted liu the other day about this, who is the one sponsoring legislation to get rid of this retroactive tax he said he is very honest. he said is california banana republic where we tax people willy-nilly in violation of the law? >> yeah it is. brian, i'm sorry. make your plea right now. if there's any legislator from california out there listening,

make your plea. i mean how unfair is this? how much does this hurt you? >> i'm not going to make a plea. this will all come down to common sense. you put forth and opportunity to start and grow businesses in this state. and then you try to take it away retroactively. that is going to have huge economic impact on the future of california it is as simple as that. the not necessarily about me and my personal stake in all this. melissa: okay. >> it is about the future of this state and people need to address it accordingly. >> melissa one quick thing -- melissa: i wish you had started crying and might have helped that was your chance. one quick thing. >> don't forget last year california passed an income tax rate increase. it was also passed retroactively best tax increase was even announced. this is the new standard of operation in california. tax people after the fact. melissa: i know. i mean i was born there and i'm afraid to visit. i'm afraid to even go inside the state because they will take everything i have in my wallet. >> we're a great state.

>> it is a good state. politicians are ruining it. melissa: i don't know. i'm still afraid. so obviously jobs continue to be a taxing issue on the economy. unemployment rates in more than half of the country are rising according to the labor department this week but one ceo says he has the solution. t.j. rodgers, is founder, ceo and president of cypress semiconductor, a company that now employs 3500 people. t.j., welcome to the show. >> thank you. melissa: you make the argument government should stop forcing taxes on the rich because they're the job creators. make that argument for me. >> okay. it's not quite that. melissa: okay. >> i'm one of the rich guys. i'm one of the 1% and i'm not griping about my tax rate. what they're saying now is that the rich don't pay their fair share. well, we currently pay the top 5% of americans pay 58% of all taxes. that is kind proving aggressive. 10 times more taxes than the population you represent. my point is this. the government taxes you and

said we need to take your money so we can create jobs. what's wrong that is the big lie. where they take money from investors like me, i invest my money, right after i eat and, you know, have a car and a house, i have money that invest. then the question is, if they take money from me and other wealthy investors and give it to the government, supposedly to create jobs what happens? well, simple. in the article i wrote in the "wall street journal," the, my job creation from two investments i have is from $20,000 a job for a small business i had in wisconsin. the national average is $30,000 of investment to create one job in a small business. up to $200,000 in my chip company where i had to buy a lot of really expensive equipment. so that's the range of creating a job for t.j. rogers, investment, $20,000 to $200,000. the government takes one million dollars to create a job. current stimulus, look at cbo statistics one job for every

million dollars invested. if you take a million bucks from me, you lose 50 jobs and you create one job. you say i'm taking from the wealthy shareholders, the wealthy taxpayers so that i can create jobs. the fact is you wiped out a bunch of jobs. that is a well-known fact in other countries. >> i've heard this argument back an forth on both sides a million times especially around the time of the election and their response to you, would be wealthy do not create jobs. what you do in fact is sit on your money. it is saving, sitting sitting i. your marginal propensity to consume and buy is almost nothing on the last dollar because you have so much of it and that's always the argument for giving it to the government that will go out to do something active or giving it to or cutting taxes for lower income folks because they will actually spend it as opposed to you. how do you respond to that? >> well, for me personally, first of all there is a mixture of things there. melissa: yes, there was. >> of government blather. the mixture that don't consume

it. you're right, i don't drink 50 bottles of rothschild for dinner every night because i die. you're right. the question what do i do with my money? i can tell you for a fact that statement relative to me is wrong. i have all of my net worth, 100% of my net worth invested. i don't put it in t other people don't put it in a the bank at 0.3% interest. i invest my money in my own company. i have 3 or 4,000 people working based on my investment. in wisconsin in my restaurant i have 65 people working in a smaller investment. the rich tend to be rich because they have invested and inned wisely to create jobs. you can't create money as individual. you create money as an entity with people and creates revenue. melissa: okay. >> the rich do invest. they don't sit on their money. that's foolish. in my particular case i was thinking about my own invests about a factor five to 10 more efficient in job creation than those of the federal government. >> i believe you. real quick before you go, the

other argument corporate profits are at all-time high yet they're not hiring. how do you respond to that one? >> that is simple. i'm not hiring. we're shrinking. the reason we're shrinking is, look at last piece you had on government of california decide to do this, the government of california decides to do that. when i hire somebody like having a kid. i pour concrete. i get a building. i put people in the building. they come in. get a five-year stock option and i they are expecting five years of growth and that their stock net them money so they have part of the pie. when you're flipping back an forth and every day you see television somebody with a new idea, economy is going sideways because we're doing bad things in washington, when you're in that kind of environment you don't hire people. don't have babies. you can't do that in an uncertain world. melissa: t.j., thank you so much for coming on. appreciate your time. good thoughts. >> you're welcome, thank you. melissa: what did he say to me, there was mixture of things which is typical of liberal drift develop?

next on "money," alarming reports that the assad regime is using chemical weapons, claims that more than a thousand civilians were slaughtered in a poison gas attack. we have the latest details on a chilling situation. don't go away. much more "money" after this.

melissa: turning to a new and very serious developments in sir why, reports of more than 1,000 people including women and children have been killed in a horrific nerve gas attack near the country's capital of damascus. i do want to warn all our viewers the video you're about to see is difficult to watch. activists and rebels saying assad's forces used chemical weapons on their own people. the regime denies the claims. it has yet to be independently

verified but if the reports are true this does mark a shocking escalation in the situation there. k 2689 mcfarland, former deputy assistant secretary of defense and fox news national security analyst. do you think this is proof, that video you're seeing? >> i don't think you know. there are accusations government did or rebels used chemical weapons. i don't think we know whether this is prove or not. we may not know. who is in syria? there are not at love people in syria. there happen to be u.n. chemical weapons inspectors in syria which makes the timing a little bit suspicious. i take a step back. we know they're there. we know they have got chemical weapons. the question is not whether they have used but they will eventually use them. melissa: both sides? >> both sides are potentially able to use them. what is your strategic interest in this? we don't want anybody to use chemical weapons against us or our allies. whatever happens in syria, and i think it is very difficult for the united states to have a military option in syria, in part because the syrian rebels

for the most part al qaeda, arming the syrian rebels, even if you arm the good guys, al qaeda will eventually take those weapons. from the united states perspective i think we want to have a plan that we and our allies know where the chemical weapons are and we destroy them before they end up in the hands of those who would use them. melissa: the point of pictures are used to elicit emotion. >> yeah they do. they're horrifying. >> what do you feel like, americans sigh, we don't want to get involved, both sides, there are no good choices. >> there are no good choices. melissa: but at the same time you see children suffering. >> we're good guys. our inclination is to go stop it. how do you stop it? you don't stop it quickly. you can make speeches about i'm drawing a red line here, that doesn't happen there, but unless you're going to being obama the words with deeds it will not change. the biggest thing the united states needs to do is take a strategic look, why is this happening in the middle east?

a large part sectarian battle of tribes an religious groups fighting each other whether in syria, whether it's in iraq, whether it's in egypt or whether in lebanon. melissa: people respond to that, that is none of our business is then. if that is the root of it is -- >> we don't belong in the middle of civil wars. except for the fact what are our strategic interests in the reason? preservation of the state of israel i would think is one. making sure chemical weapons don't get used on us at some point. finally there are two other interests. terrorists. we don't want the terrorists to come to us. we want to make sure if there are terrorists they stay there. sickly is oil. maybe, syria doesn't have oil. they don't have much oil. egypt doesn't have oil, but that is where oil comes in the region. that entire region goes up in smoke, which it could do, melissa, we're already seeing it now, then we better have another plan if we're withdrawing from the middle east we better have a plan where we get our energy. melissa: i want to ask you more about the video. awfully coincidental it comes

out right when weapons inspectors on the ground. likelihood they would use weapons at the moment weapons inspectors are there use chemical weapons seems fishy. >> we shouldn't jump in to say they used chemical weapons. melissa: you can't fake the pictures. >> looks like somebody used chemical weapons. don't know who, when or where. melissa: kt, thanks very much. tough story. next on monn i, did -- "money," did bank of america work an intern to death? banks are not alone pushing employees to the edge. is it about the power of money? we have an all-star panel to respond to that one. stick around, "piles of money" straight ahead.

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6:00 a.m. three days in a row. this is shining a light on culture of wall street and excessive work hours. this brings us to the question can corporate culture work you to death? we have cardiologist, dr. kevin campbell, former investment banker hayden williams and fox's charlie gasparino. welcome to all of you. kevin campbell, i want you to ask about a medical question. can this be caused by sleep deprivation. >> there are studies out there depriving one of sleep can be associated with increased risk of heart attack, stroke. certainly we know it results in anxiety, dedepression and also sometimes can result in suicide. melissa: hayden, i don't know if people, who work outside wall street realize how common this is especially among interns an analysts and younger people that come in to pay their dues and pull all-nighters when working on a deal, when working on a project.

how come on is this is this something you saw a lot. >> certainly it is not unprecedented. i didn't personally see people pulling three all-nighters in a row or some of the stuff reported in this situation but i definitely pulled all-nighters before and a lot of people had. it is tough a lost junior folks interned and younger professionals are working for something whether job offer or promotion or top bucket raise. there is very competitive environment where people want to be around as much as possible. melissa: charlie, what do you think? >> we have all pulled one-nighters. i have in the past, i have recently. booked deadlines of the did not do it with extracurricular substances though. i'm not saying this gentleman did but a lot of kids drink red bull. they drink, who knows what else they take to stay awake. we should point out the autopsy's tomorrow. it will be released probably, sometime in the morning, new york time. i'm not saying he took drugs. i don't know but there is -- melissa: this is part of the wall street culture.

that is where you're going with that. >> i'm not saying he took it. i'm clearly not saying that, but part of the culture among this age set is to stay up as much as you can to take and to do drugs. you name it. red bull mixed with other, other drugs that keep you awake. when i was a kid people took something known as speed. i don't know the exact definition of, legal, medical definition but there's other substances that i've been hearing on my twitter page that the kids today take to stay up and like i said, doing an all-nighter is one thing. this guy apparently did three all-nighters and did it completely naturally and his heart gave way because of pressure of the job but i'll tell you when you talk to this age set, they, generally that is not the case. melissa: dr. campbell, in other professions they have set out guidelines to try to stop this thing from happening. in the airline industry, they have set guidelines because they know you can not perform the way that you need to when you

haven't slept at night. it was always surprising to me in the medical industry they had people working 20 hour shifts who were having to have other people's lives in their hands. do which need to have, you know, how have those industries changed and do we need to have more parameters out there telling people, you've got to be really careful about working people to death? >> i think you're absolutely right. i know when i was an intern and resident and a fellow we worked many, many weeks that including 75 plus hours. sleep deprivation was common. there were weeks i would go, be on call every other night and sleep four hours a day. >> you slept the four hours a day. my brother was an intern, a doctor, resident obviously at nyu and he caught his catnaps. the difference here, doctor, this is kind of interesting, you know, this kid stayed up, this was a marathon apparently. melissa: do we know that? he never slept at all? >> listen, we don't know all the details yet because it is in

london. b-of-a is not saying much even on the record. off the record there are at least, on background they will maybe look at their policy in terms of working interns but apparently the story is this guy was up for three days straight. melissa: hayden, this is not something that's discouraged. i mean we know a lot of people in this industry where you, you are expected, it's a pride thing. it is something where you're looking to be the toughest and strongest. you have a deadline and they expect you maybe not three nights in a row but they do expect you to put in all-nighters. this was part of the culture. >> you know it is interesting because i think that the more senior people, a lost them went through the very same process. melissa: right. >> while they're not actually advocating all-nighters when they see it happen, they think, well, that comes with the job. and so i definitely can see that. even the interns and analysts i think can wear it as a badge of honor. melissa: right. >> almost feel badly if they're not pulling these all-nighters.

most everyone knows what they get themselves into when they come into this industry so it turns into an ego thing. you actually flaunt that jobes absolutely. i'm sure bank of america and everybody in the industry would make it a point. he was an intern. he was not required to do this. >> was he discouraged? i bet he wasn't. melissa: that's a great question. >> i bet he was not discouraged. >> sorry, very similar in medicine. we prided ourselves being able to take those long shifts. now the medical industry has regula residents and interns. they can not work more than 30 hours in a row without sleeping. now down to 16 hours in a row. they have required days off, time where they have to leave the hospital. so even though we did it. go ahead. >> you have to ask why that is? the reason why it is is not just for the health. intern. it is legal liability. bank of america i believe in this case, i believe, speaking to lawyers, they face legal liability if they did not take

appropriate steps to discourage this. we don't know the autopsy. he could have had a major heart malfunction or genetic something along those lines. i know people had heart attacks in their sleep. it is possible that he had a heart defect but barring that, they have some legal liability here. melissa: so it will be you know, maybe we will see a change where there are laws or at least regulations within other industries where you're not necessarily, where your own health is at risk as opposed to places where you have someone else's in your hands. >> they're not admitting it yet but on background they're looking at all this stuff, that they're looking at all the hours that the interns particularly. melissa: for sure. thanks to all of you. we've got to go. appreciate it. >> thank you very much. melissa: next on "money," is target a bellwether for the economy? our own charles payne said it shouldn't be. he hates target and everything about it. come on. how can you hate target? i don't get it. i'm charles to defend himself. "who made money today."

they have plenty to go wherever they want. we'll tell you who it is. coming up, it is all about money. ♪ my mantra?

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common side effects include skin redness or irritation where applied, increased d blood cell count, headache, diarrhea, vomiting, and increase in psa. ask your doctor about the only underarm low t treatment, axiron. melissa: no mat are what time it is money is always on the move. shares of hewlett-packard ticking a hit after hours. met expectations on bottom line but a little light on revenue. full-year forecast came in at the lower end of expectations. meg whitman, hp's ceo, said overall company revenue growth in fiscal 2014 is now unlikely. whoof. not easy to understand. someone hates target but not anyone. it is fox business's own charles payne. look at this tweet. interesting anyone would use target as proxy for the u.s. con first, i hope i can say that on the air and kids are not

watching. the stores suck. each shopping cart has a dead wheel. stores lifeless, not special. fresh new produce, what is not to love about it? we've been in a twit twitter battle all day. charles payne is here to defend himself. that is ridiculous. you got a lost support. we have a real thing. >> from across the country. targets in omaha, nebraska, are pretty good but other states they're not. melissa: right. >> i was there yesterday. melissa: okay. >> first thing i'm saying to myself, grab the cart, again goes the wheel. can you fix the shopping carts? i got a dead wheel. every time -- melissa: just didn't shove it off to the side and get another one. >> they come with a dead wheel. melissa: that is standard what you're saying. >> i think someone told them if you put dead wheel on the cart, shoppers can't run through the store. they stay there longer and spend more money. management said, well do it. that is where they lose me. as soon as i walk, in the dead wheel. melissa: that is number one thing. >> entire thing. starts from jump street. i need a cart that works,

melissa. melissa: they have all kinds of great things. spoused to be low-priced leader, whatever. discount retailer. i never get out without spending a billion dollars? >> are you serious? i left with old magazine. they update the magazines every three or four months. melissa: you buy magazines. >> i'm old school. i left there with that i had the four-pack of coffee. i mean, just -- listen, this is target. target. remember the old target? isaac miss raw hi. the collection. always ahead of the curve, fun, exciting. people really thought about it. it was cheap chic, whatever those things. melissa: we know what you were talking about. >> it was aspirational. it was discount, you got great things you weren't embarassed to talk about. melissa: i totally disagree. you saw woman with cute bag. where did you get it? she said you would never believe it, it was $9.99 at target.

>> would never believe it. that is consumer point of view. melissa: it was so cheap. we were at at nice place. the stock is beaten down. that makes it cheap and makes it interesting. >> right. melissa: the canadian rollout is really tough. that is priced in. they're getting criticized for that. but at the same time i think there's a lost opportunity there? no, you disagree? >> stocks are cheap for valid reasons. lowered estimates two quarters in a row. they're just not hitting. it is not fun exciting place it used to be. i want a designer collaboration and go there with the shopping cart to work. melissa: you want the shopping cart. that's a high bar. i'm not sure those things ever work. >> that's true. that's true. melissa: shopping carts are really tough. they have been doing better on same-store sales than wal-mart. you like wal-mart? >> same-store sales were 1.2%. street was looking for 1.9%. i'm not a big fan of wal-mart. they have the food part right even though i wouldn't buy food there. i like specialty stores. pier 1 in retail years you like

wicker. wicker and candles. >> love them. melissa: how much wicker and candles can you love? >> i have a big house. melissa: yeah? i mean, i don't know -- >> that's smart. when you go into pier 1, you need a basket. don't deal with the carts. melissa: a lot of people weighed in here. straight cat greg, it has been a good stock pick for me. need i say more. that was on my side. on your side, another one i go as last resort when i'm in hurry. never seems anyone there. very short. no lines. >> tumbleweeds. i don't even know what the music is. hip music, working carts and products we want. collaborate with one more designer. when was the last hip designer move that they did? melissa: misoni i think. >> couple years ago. melissa: you're right about that. people on twitter fight said it was expensive too. you had a lot of support. i was surprised. >> see ya. melissa: thanks, charles. you guessed it. it was our money question of the day. you guys are fantastic.

we know charles payne hates target. i love it. are you with me or him. we have the twitter fight. i'm winning. i'm also the judge. look at the responses. i'm with melissaafrancis, i love target. mine added starbucks. it is win-win. i wish i could read them all. hey, charles you were my favorite person on fox but you have been bumped to number two by melissa francis. that's right. >> i will try harder. melissa: good for you. good for you. this is the biggest reaction on twitter since i stormed varney's set. keep it going. love it. follow me on twitter at melissaafrancis. basically rule number one on dating don't cheap out. pinching pennies might be good for your love life. maybe a cheap date at taco bell isn't so bad. i love taco bell. it would work for me. in and out. ♪

♪ melissa: it's time for our daily fun with "spare change." joining us our favs, mercedes colwin and tony sayegh. thanks for being here. >> good to see you. melissa: a fun nugget from the watercooler today. flaunt being frugal because being cheap is good for dating life. supposedly saving money is more attractive than spending. it shows a potential mate you have more self-control, i believe that and can commit to things like a relationship and you won't impulsively say hurtful things or cheat on your partner. what do you think? do you buy it. >> oh please. who voted this and said this? give me a break! if i'm on a

date, of course i'm married, if i'm single and i'm on a date, guy pulling out coupons to pay for his meal and my meal, no, no. melissa: really? a quarter of adult daters use ad coupon, most likely groupon deal on first date, 73% said they would continue dating them. >> oh, my lord. >> you bore your honesty. i was reading -- melissa: such a liar. >> right. married. six years married tomorrow but i remember what dating was like. i don't ever remember a girl thinking highly of the fact i pulled out groupon on the first date. i understand if you have a relationship and building it together, you want to cut costs eventually but first couple dates, you're impressing. that is what you're there to do. >> i always thought, well, i thought with the guy with really high flying, spending a ton of money, you're would youd at beginning but i want to say to girlfriend over time, are you sure he can back that up and sort of going crazy and is just

a spender? then that is not great. >> how romantic though, if he wants to jet you away to the bahamas or go to the beach or -- melissa: can you make the case for the poor guy trying to be fiscally conservative dating? >> the only thing i will say, obviously with the economy being what it is, there is higher sensitivity and that is what this study seemed to indicate toward people being more frugal. to your earlier point, melissa, it indicates potentially other good behaviors. maybe they aren't compulsive and disciplined in other parts of their right. but at the same time, what about fun? isn't dating about fun initially? melissa: yes. >> or figuring out on the first date am i going to marry him? melissa: say we're not talking about the beginning honeymoon period of dating but talking about in a relationship, doesn't it show you someone has some sort of self-control and maybe they're not a cheater down the road because they're good at controlling, no? >> no. are you kidding? melissa: so basically you're saying this whole thing, this

right here is just a lie. not looking for coupons, whatever, maybe someone who seems to, has a more conservative apartment or something. i don't know, look in their life, i don't know. no? you want somebody who is like a roller. who is -- >> drive you home in my ferrari. of the don't worry about it.

>> look, it is also about fun at the same time. melissa: yes. >> you have enough time in a relationship to figure out a whole host of things whether or not you belong together. spend a little bit. melissa: if you were single right now go big and forget about few galty?% >> i only go big. -- frugality. melissa: thanks, guys. up next, "who made money today," we're dancing on the rooftops after their investment in an all-time high. the answer, right after this. you can never have too much money. ♪ life's an adventure when you're with her. and i. but your erectile dysfunction - it could be a question of blood flow. cialis tadalafil for daily use helps you be ready anytime the moment's right. you can be more confident in your ability to be ready. and the same cialis is the only daily ed tablet approved to treat ed and symptoms of bph, like needing to go frequently or urgently.

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♪ melissa: whether it is on wall street or mainstream, who e is who made money today. anybody who owns lowe's.

sales surged 10% also boosted by the full-year outlook. the stock rallied 4% on the news striking and adjusted basis. shooting himself in the foot today, bill ackman. one of jcpenney biggest advocates, and the largest shareholder. now says he may dump his holdings altogether.31w that news sank jcpenney stock by 5%. he lost more than $26 million today. it has to hurt matter how rich you are. making bank as a highest-paid host, jon stewart. the daily show is now scoring between 25-$30 million per year. according to new rankings by tv guide, top former king david letterman and jay leno for the first time. that is all we have for you

today. i hope you made money today. tune in tomorrow, exclusive interview with the new jersey mayor. wait until you hear his story tomorrow. "the willis report" is coming up next year it dennis dennis: hello, everyone. attorney general eric holder vows to prosecute more people on wall street for the market meltdown. after five years is it becoming a witch hunt? while the other market may have been safe, dangers for investing overseas. here about the three cs. and find out why one liberal group is pushing to let college borrowers escape loan obligations by filing for bankruptcy protection. and why i think that is a terrible idea. we are watching out for you tonight on "the willis report."